💼 Huma Finance – Income-based loans without collateral
In traditional DeFi, if you don't have collateral, you can't borrow. Huma Finance changes that with an income-based lending model – where you can borrow based on real cash flow, without needing to lock tokens.
📌 Applications:
• Web3 businesses with stable cash flow
• Individuals receiving salaries in crypto
• Platforms integrating RWA (Real World Assets)
🌐 Major partners: Circle, Request Finance, Superfluid…
Token $HUMA is used for staking, unlocking service access, and governance of the protocol.
Huma is building a bridge between Web3 and traditional finance, making it easier, more realistic, and more decentralized for people to access credit.