Huma Finance (HUMA) is the first to build the world's first PayFi network, which integrates payment and financing infrastructure, aiming to support real-world income and on-chain credit based on accounts receivable. Unlike traditional lending backed by cryptocurrency, Huma allows users to borrow against future income streams (such as salaries, invoices, or remittances), facilitating unsecured lending supported by the time value of money (TVM) model. By analyzing cash flow patterns, the protocol can instantaneously and securely provide liquidity matching 70-90% of expected future income through smart contracts. @Huma Finance 🟣 #HumaFinance