Huma Finance transforms real-world income into programmable credit access on chain.
▪️Borrowers pledge payrolls, invoices, and subscription revenue for dynamic credit lines—rather than locking crypto assets.
▪️Credit adjusts as income streams grow, granting efficient capital access to freelancers and small businesses.
▪️Liquidity providers benefit from diversified, income-backed collateral and staking rewards.
▪️Multi-chain architecture supports Ethereum, Solana, and Stellar ecosystems natively.
▪️Protocol-native staking secures underwriting risk and aligns incentives with ecosystem growth.
Huma builds the PayFi infrastructure that bridges traditional finance and DeFi through compliant, scalable, income-driven lending.