Huma Finance is a next-generation decentralized protocol focused on real-world assets (RWAs) and income-backed lending. By enabling income streams to serve as collateral, Huma unlocks access to capital for individuals and businesses that were previously underserved by traditional finance. The protocol supports a wide range of use cases—from payroll advances and invoice financing to embedded credit solutions. Built on a foundation of transparency and on-chain automation, Huma bridges the gap between Web3 and the real economy. With partners like PayFi, Circle, and others, Huma is redefining how value is created, distributed, and grown in decentralized finance.
