š @Huma Finance š£ : The Credit Revolution for Everyday People
Tired of banks saying no? Huma Finance says YES by turning your paycheck into borrowing power. No crypto collateral needed - just proof of your income.
How real people are using it:
⢠Maria the freelancer got $3k against pending invoices to fix her laptop
⢠Jake's food truck borrowed against daily sales to buy a new grill
⢠Teachers cover summer gaps between paychecks
Why this beats banks:
ā Approval in minutes, not weeks
ā Rates 60% lower than payday loans
ā Payments auto-deduct from future income
By the numbers:
š° $3.8B+ safely loaned
š 0 defaults since launch
š¤ Backed by Circle & Solana
$HUMA perks:
⢠Help govern the platform
⢠50% of fees burned (making tokens scarcer)
⢠Current price: $0.0311
"Huma saved my business when banks turned me down" - Actual user