1. Project Introduction: Building a DeFi Fixed Income Layer

Treehouse Finance is an infrastructure project focused on the on-chain fixed income market. By connecting interest rates, staking, and yield tools through core protocol products like tAssets (e.g., tETH) and DOR (decentralized interest rate benchmark), it bridges the gap between staked assets, interest rate pricing, and on-chain yield products, aiming to build a stable and composable DeFi fixed income ecosystem.


2. Core Problem Addressed: Fragmented Interest Rates and Unstable Yields

Currently, DeFi generally features floating yields, with a lack of unified standards for interest rates between different protocols, making arbitrage difficult, pricing chaotic, and structured products hard to develop. Treehouse introduces DOR, similar to on-chain LIBOR, to establish a unified interest rate benchmark; tAssets allow users to simultaneously obtain staking APY, arbitrage returns, and token incentives, making on-chain yields more stable and predictable.

3. Competitors and Advantages: Not a yield aggregator, but an infrastructure.

Most yield protocols in the market focus on optimizing LST yields, while Treehouse is building the underlying infrastructure for on-chain interest rates. DOR uses cryptoeconomic mechanisms to ensure accurate pricing, and tAssets belong to LST 2.0, allowing layered and composable yields. Coupled with multiple audits and insurance pool mechanisms, it has high security and is one of the few projects that truly address the 'standardization of on-chain interest rates.'

4. Project Status: TVL has exceeded 570 million, with users surpassing 50,000.

The Treehouse mainnet has been launched, with a TVL exceeding 570 million USD and approximately 50,000 active users, showing good development momentum. The profit model includes DOR query fees, pricing rewards, protocol fees, and more. The TREE token serves governance, incentives, and utility within the entire ecosystem, with a well-designed closed-loop economic model.

5. Token Distribution: Community-focused, with a steady release pace.

The total supply of TREE is 1 billion, and the circulating supply is approximately 156 million. In the allocation structure, community incentives account for over 45%, and it also includes ecosystem funds, airdrops, teams, and investors. The token release adopts a 48-month linear unlocking, designed to be transparent with a steady release pace to avoid dumping risks.

6. Future Outlook: The core infrastructure of on-chain interest rate benchmarks.

In the future, Treehouse will continue to expand DOR data sources, covering more chains and staked assets; launch fixed-rate lending, interest rate swaps, and other structured products; and support RWA and cross-chain asset yield scenarios. With increasing protocol integrations, Treehouse has the opportunity to become the standard for the on-chain 'interest rate layer.'

Summary: Treehouse is a rare DeFi fixed income infrastructure project.

It truly addresses the structural issue of 'no unified interest rate' in DeFi from the protocol mechanism perspective. In the long term, it is poised to become the foundational standard for on-chain bond markets and structured yield products. If you are optimistic about it, #加密项目 In the DeFi fixed income track, TREE is worth focusing on.

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