$HUMA | The Future of Borrowing is Based on Earnings, Not Assets
@Huma Finance 🟣 is pioneering the first PayFi network — bringing real-world income and payments on-chain.
Instead of locking crypto to borrow, you can borrow against your future income — like salaries, invoices, or remittances.
It’s fast, uncollateralized, and fully automated via smart contracts.
🚀 How It Works:
1. Connect your income source (salary/invoice/remittance)
2. Get 70–90% of future revenue as an instant loan
3. Repay auto-magically when payment arrives
No credit score. No locked crypto. Just your earning power.
🔗 Real Use Cases:
Workers borrowing against salary
Freelancers cashing out invoices early
Businesses getting instant liquidity
Cross-border remittance users skipping delays
Even on-chain physical networks (like EV chargers) using it for upfront funding
📊 Tokenomics:
Total Supply: 10B $HUMA
Circulating: ~1.73B (17%)
Key Allocations:
31% Ecosystem & LPs
20.6% Investors
19.3% Team
11.1% Treasury
5% Airdrop
FDV: ~$326M
Next unlock: Aug 26, 2025
🧠 Built With:
Solana + Ethereum
Stablecoins like USDC & FDUSD
Smart contracts that handle risk, lending, and repayments
No middlemen, no bank delays
📌 Why It Matters:
Huma unlocks credit for millions of people and businesses who don’t have crypto or bank access — but do have income.
Borrow today, repay when your money arrives.
Fair, open, and truly decentralized.
$HUMA isn’t just DeFi. It’s DeCredit, rebuilt for the real world.