@Huma Finance 🟣 is transforming DeFi by introducing income-backed lending, allowing users to borrow based on real-world cash flows — not just crypto collateral.
Instead of locking tokens, borrowers can now leverage their paychecks, invoices, or subscriptions as proof of income to access upfront liquidity. This opens the door for millions of underbanked users to participate in Web3 finance.
🔹 Collateral-Free Lending: Get 70–90% upfront liquidity based on verified income.
🔹 Time-Value-of-Money Protocol (TVM): The next-gen lending model built for real-world assets (RWAs).
🔹 Use Cases: Payroll advances, freelance income loans, merchant financing, and more.
💡 HUMA is not just a DeFi project — it’s the bridge between TradFi and Web3, unlocking capital for real people with real earnings.
As real-world adoption grows, $HUMA is positioning itself as a foundational layer for inclusive, income-powered DeFi
