🟣 What is Huma Finance?
- A financing protocol operating on PayFi technology = payment + financing
- Allows companies to convert their receivables into lendable tokens, gaining liquidity in dollars or USDT instantly
- Liquidity providers deposit funds and earn interest + token rewards from $HUMA
- Automatic burning mechanism of 50% of fees to enhance tokenomics
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📦 Token Details $HUMA
- Total supply: 10 billion tokens
- Circulating supply: ~1.73 billion (~17%)
- Used in governance, rewards, and staking
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🛤️ 2026 Roadmap (Selected):
- Launch of automatic PST vaults to reinvest profits
- Mobile PayFi tools that can be integrated into corporate applications
- Opening trading pools without permission
- Cross-chain Feather application for payments and trading
- Plan to obtain official licenses in multiple markets (USA, UAE, Singapore)
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📈 2026 Goals:
- Target transaction volume: 40 billion dollars
- Real payments: 10 billion dollars
- Supporting multiple networks like Solana, Stellar, Ethereum
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⚠️ Potential challenges:
- Start of linear token distribution in May 2026 = potential sell pressure
- Competition risk from projects like TrueFi, Maple
- Regulatory issues related to stablecoins and FATF/MiCA/SEC laws
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🧠 Summary:
Huma is not just processing payments, but reshaping institutional decentralized finance through the flexible PayFi model. With institutional backing and a clear expansion goal, 2026 could be a true breakout moment — if the roadmap is executed smartly.