Huma Finance builds DeFi credit infrastructure using real-world income as on-chain collateral.
◾️Borrowers tap payrolls, invoices, or subscriptions instead of high crypto collateral.
◾️Each borrower qualifies based on provable income streams, enabling scalable and inclusive access.
◾️The protocol issues compliant credit lines across EVM, Solana, and Stellar chains.
◾️Stakers secure the network and earn yield, aligning incentives across liquidity providers and users.
This PayFi approach bridges real income to programmable credit, powering loans at scale with lower risk and greater efficiency.