Ripple just locked 700 million XRP worth over 2 billion USD into an escrow account in three consecutive transactions, marking a new strategic move for their long-term development.
This operation is not just the familiar monthly XRP rotation but also shows that Ripple is building a DeFi ecosystem with a grand vision, deeply connecting with traditional finance and using XRP as a core payment tool.
MAIN CONTENT
Ripple locks 700 million XRP worth 2 billion USD into an escrow account, reflecting a long-term asset strategy.
XRP experiences short-term price volatility due to the influence of the Fed's interest rate decision.
Ripple promotes the tokenization of real finance, collaborating closely with banks and developing the payment system on the XRP Ledger.
What do 3 transactions locking 2 billion USD XRP mean?
Ripple executed three transactions transferring 700 million XRP into an escrow account, after two rounds receiving a total of 500 million XRP from an unidentified wallet – according to Whale Alert. This is not only a monthly rotation process but also a sign of a larger-scale strategic reserve and supply control of XRP.
Typically, Ripple unlocks 1 billion XRP at the beginning of each month and re-locks about 800 million. When the transfer occurred earlier on August 2, this cycle indicates the company is adjusting for tighter management, possibly to serve new projects.
The custody of 2 billion USD XRP is to ensure liquidity while supporting technology development and the expansion of a blockchain-based financial system. This demonstrates Ripple's cautious yet ambitious approach.
Why did XRP drop after the Fed's interest rate announcement?
XRP price faced a decline of over 10% from the high of 3.32 USD after the U.S. Federal Reserve confirmed no plans to cut interest rates, causing market sentiment to become cautious. Although it briefly regained the 3 USD mark, XRP is currently trading around 2.98 USD.
This volatility reflects the cryptocurrency market's sensitivity to monetary policies, especially the global economic situation and interest rate decisions. However, short-term impacts do not overshadow the strategic advances Ripple is making.
Price fluctuations like this are normal in the cryptocurrency market, especially when macroeconomic conditions are volatile, while Ripple remains focused on building a sustainable financial infrastructure.
What is the role of XRP in the tokenization of global finance?
According to Sal Gilbertie, CEO of Teucrium, XRP aims for an ambitious goal beyond fast payments: "Ripple will transport trillions and tokenize the entire financial system," he stated in an interview in 2025.
"Ripple will transport trillions and tokenize the entire financial system."
Sal Gilbertie, CEO of Teucrium, 2025
Ripple has acquired a brokerage firm – an important part of the infrastructure to connect deeply with traditional finance. Additionally, the XRP Ledger is expected to serve as the foundation for RealFi, a model of real-world assets on the blockchain, opening up access to a 196 trillion USD market.
Integrating RealFi not only allows tangible assets and financial rights to be digitized but also creates a more transparent, efficient, and decentralized financial ecosystem.
How does Ripple collaborate with banks and what is the progress?
David Schwartz, CTO of Ripple, stated that partnership agreements with banks often take a long time to complete technical and legal integration. Although signing partnerships is an important step, the time required to finalize the systems cannot be rushed.
"Behind the scenes is a different story on paper, the integration steps with banks require many months and effort."
David Schwartz, CTO of Ripple, 2025
Ripple is nearing the launch of Ripple Bank, which operates entirely on the XRP Ledger and uses XRP as the central payment tool. This is a significant step in turning the DeFi concept into reality through collaborative mechanisms with banks.
The path of cooperation may be slow but is solid enough to build trust and expand the financial partner network.
What is the significance of the XRP unlock cycle and future plans?
The monthly locking and unlocking of XRP shows Ripple's strict control over supply, avoiding token dilution in the market. This helps maintain value stability and credibility for the XRP Ledger network.
More importantly, these preparations are the foundation for Ripple's larger goal: to bring global finance onto the blockchain. The combination of technology and the financial system will transform XRP into not only a means of payment but also a bridge for the future of digital finance.
If the plan succeeds, XRP could become the main operational driver of the global financial system in the future.
Frequently Asked Questions
What impact does locking XRP in an escrow account have on the price?
Locking XRP aims to control supply, avoid massive sell-offs, and maintain price stability in the market with a long-term vision and sustainable asset governance.
Why does XRP fluctuate sharply after the Fed's policy decision?
The influence of the Fed's monetary policy impacts the overall sentiment of the cryptocurrency market, causing XRP prices to fluctuate according to the general trends of the global financial market.
What is Ripple's goal with the XRP Ledger?
The XRP Ledger is being developed as a blockchain platform for RealFi, helping to tokenize real-world assets and create a bridge between traditional and decentralized finance.
When will Ripple Bank officially operate?
Ripple Bank is expected to operate on the XRP Ledger, but there is no specific timeline due to the need to complete the complex integration process with the banking system.
Is the unlocking and re-locking of XRP a monthly operation?
Yes, Ripple performs monthly unlocks and re-locks of XRP cyclically to control supply, but this year's schedule has been adjusted.
Source: https://tintucbitcoin.com/ripple-khoa-700-trieu-xrp-de-lam-gi/
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