While the cryptocurrency market is still revolving around stories of prices and speculative waves, central banks, major financial institutions, and international payment systems are quietly experimenting with something much deeper. From cross-border payments, real-time value transfer, to asset tokenization in the real world, Ripple is quietly building a blockchain infrastructure capable of becoming the global payment layer. And if recent statements from banking leaders are the right signal, XRP could be the vehicle to move trillions of USD in value.
Breakthrough: From Fast Payments to Global Financial Tokenization
According to analyst KingXRP, the XRP Ledger (XRPL) is approaching a turning point that could unlock a market worth up to 196 trillion USD through RealFi – real finance applying blockchain. In a recent interview, Teucrium CEO – Sal Gilbertie – boldly asserted that XRP and Ripple will be the driving force to move trillions of USD and tokenize the entire financial system.
XRP is often misunderstood. It is true that it can be traded and speculated on like any other cryptocurrency asset, but its core goal is not to 'ride the wave' but to become a global value bridge. When Ripple was founded, the main goal was to optimize cross-border remittances to be fast, low-cost, and independent of the SWIFT system. Now, XRP is moving further: becoming a foundational tool for tokenizing all types of assets – from bonds, stocks, real estate to commodities – and moving value in entirely new ways.
Strategic Move: Owning a License & Infrastructure Connecting Wall Street
Ripple recently acquired a brokerage firm – a clearing member. This is not merely a procedural move, but a strategic maneuver to get closer to deep connections with traditional financial markets.
According to Gilbertie, this is the first step to integrate traditional finance with DeFi. If we think of the financial system as a 'highway' for cash flow, then Ripple is building an 'overpass' to connect both worlds – allowing traditional assets to be traded and settled quickly on the blockchain.
XRP Deepens into the Payment Rails of Major Institutions
CryptoGeek analyst recently shared information about David Schwartz's statement – Chief Technology Officer (CTO) of Ripple – that banks are currently integrating XRP into their systems. Notably, 'Ripple Bank' will operate entirely on the XRP Ledger and all payments will be processed and settled in XRP.
Schwartz admits that signing a deal with a bank always creates an exciting feeling and is a sign that the media heralds as a success. But in reality, the process for the bank to officially adopt the technology is very slow, influenced by caution, conservatism, and a series of complex internal processes.
He also shared that in the early days, Ripple focused heavily on banks because securing a press release in collaboration with a major institution felt like reaching a significant milestone. But gradually, the company realized that most banks at that time were only participating for image reasons and had not truly implemented deep into actual payment operations.
Future: From 'Payment Bridge' to 'Global Financial Infrastructure'
What Ripple is doing is not merely an improvement in cross-border payments. They are creating a new payment infrastructure – a system where traditional assets and digital assets can coexist, move, and settle within the same blockchain space.
If this strategy succeeds, XRP will not just be a payment token but will become the heart of a payment and tokenization network worth hundreds of trillions of USD – something that most of the financial world has yet to realize.