💡 What is Huma (HUMA)?
Huma Finance is a blockchain-based protocol focused on enabling real-world asset financing and instant global payments. It defines itself as the first PayFi network — a financial infrastructure combining payments and financing on-chain using stablecoins and decentralized liquidity.
The project supports:
Faster and cheaper cross-border transactions.
Financial inclusion in underbanked regions.
Integration with real-world use cases like trade finance, invoice factoring, and aid distribution.
📊 Tokenomics Overview
Total Supply: 10 billion HUMA
Initial Circulating Supply: ~17.3%
Allocation Percentage
Airdrop (Season 1) 5%
Liquidity Provider Incentives 31%
Marketing & Exchange Listings 7%
On-chain Market Making 4%
Investors (Seed & Series A) 20.6%
Team & Advisors 19.3%
Protocol Treasury 11.1%
Airdropped tokens were unlocked at launch.
Investor and team tokens are vested over several years, with a 1-year cliff.
🌐 What Makes Huma Unique?
Focus on real-world utility and social impact finance.
Integration with chains like Solana and Stellar (Soroban).
Backed by major investors and partnerships, including a merger with Arf to enhance on-chain liquidity.
Over $1 billion in on-chain volume processed in 2023, with a goal to surpass $3 billion in 2024.
🔍 Summary
Project: Huma Finance (HUMA)
Launched: May 2025 (TGE + Listings)
Mission: Power global finance with decentralized, accessible, real-world payment and financing infrastructure
Use Cases: Instant cross-border payments, DeFi credit, supply chain financing, aid disbursement
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