🚨Same amount of yield but different assets creates completely different outcomes.
3.5% APR in USD and 3.5% APR in #XRP may look the same on paper, but the asset you earn in makes all the difference.
USD Yield (3.5% APR for 5 years):
Nominal gain: ~18.77%
Real return after 3% inflation: +2.45%
(You barely stay ahead of inflation)
With @doppler_fi:
Users can deposit XRP directly on the XRP Ledger and earn 3 to 4.5% APR, paid weekly in XRP.
XRP Yield (3.5% APR for 5 years):
• XRP balance grows ~18.77%
• If XRP 3x → total return = 3.56x
• If XRP 6x → total return = 7.13x
The yield number matters less than the asset you are earning. *DYOR/NFA