XRP reaching double digits by 2027 is a possibility, according to various analysts and price predictions. Here's a breakdown of what some experts think:

- Short-term predictions: XRP is expected to trade between $7.62 and $9.13 in 2027, with an average trading cost of $7.83.

- Long-term predictions: Some analysts forecast XRP to reach $10 or even $20, with a market cap of $7 trillion, if it plays a critical role in the financial system.

- 2027 price targets: Predictions range from $4.1 to $9.0, with a median price of $13.48. Other experts see XRP rising to $6-$15 or $5-$7.

- Growth potential: XRP's strong network, extensive relationships with banks, and clear vision for expanding international payments could drive growth.

Key factors influencing XRP's price:

- Regulatory developments: The SEC's decision to withdraw its appeal in the lawsuit with Ripple has positively impacted XRP's price.

- Spot ETF: A potential launch of a spot ETF for XRP could increase buying demand and enhance liquidity.

- Cross-border payments: XRP's ability to handle 1,500 transactions per second at low costs makes it attractive for international money transfers.

- Competition: XRP faces competition from other blockchain networks capable of processing transactions equivalently or faster.

Investment strategy:

- Buy and hold: Analysts recommend buying and holding XRP for the long term, but keeping a small proportion in the portfolio to reduce risk.

- Focus on technology: Investors should focus on XRP's technology platform and practical application capabilities rather than short-term price fluctuations.

DYOR always it's not a financial advise $XRP