#ProjectCrypto Key Takeaways. Liquidity refers to the ease with which an asset, or security, can be converted into ready cash without affecting its market price. The two main types of liquidity are market liquidity and accounting liquidity. Current, quick, and cash ratios are most commonly used to measure liquidity.Huma Finance enables global payment institutions to settle their payments 24/7 using stablecoins and liquidity on-chain. It powers settlements for a range of PayFi use cases such as cross-border payments, credit cards, trade finance, and enables novel solutio.