@Huma Finance 🟣 【Huma Finance: Turning Future Income into Today's Cash Flow, Opening a New Era of On-Chain Lending】
Recently, I experienced the innovative products of @Huma Finance 🟣 , which truly revolutionized my understanding of DeFi lending. In the past, we had to use highly volatile crypto assets like Bitcoin and Ethereum as collateral for loans, which not only had high thresholds but also significant volatility risks. However, the PayFi network brought by Huma Finance can transform 'future income' such as salaries, invoices, and remittances into liquid funds now—this is simply a boon for freelancers and small to medium-sized enterprises!
Through on-chain smart contracts, Huma makes the lending process fully automated, secure, and transparent. Interest rates and limits are dynamically allocated based on your cash flow and credit status, eliminating cumbersome traditional reviews; funds arrive instantly, being flexible and efficient. What surprised me the most is that it automatically matches 70-90% liquidity of your future income using the Time Value Model (TVM), which is unparalleled among similar projects. The real economy and crypto economy are deeply converging, and Huma Finance is the best example!
In the future, who will still worry about short-term turnover issues?