Pakistan's economy showed dramatic improvement in inflation:
from about 38% in mid‑2023 to just 3.2% in June 2025, thanks to tight monetary policy and IMF-supported reforms. Interest rates have also been cut sharply, from around 22% to **11%** .
Foreign reserves rose to about $14.5 billion, supporting external stability under the ongoing $7 billion IMF program through September 2027 .
At the same time, Pakistan faces $23 billion (≈ PKR 6.55 trillion) in external debt obligations in 2025‑26 nearly half of the federal budget is tied to debt servicing, putting fiscal strain on the economy .
🚀 Crypto Policy & Adoption: Government Acceleration
On July 30, 2025, Pakistan’s government announced a fast‑track plan to integrate cryptocurrencies (including stablecoins) into mainstream finance: banks, forex houses, gold trading, and remittances are all part of the roadmap .
A new regulator, the Virtual Assets Regulatory Authority (PVARA), was created on July 8, 2025 to license and oversee crypto services, aligning Pakistan with global standards like FATF.
The Pakistan Crypto Council (PCC), launched in March 2025, is driving these efforts by Bilal Bin Saqib and advised by Binance co-founder Changpeng Zhao. They also launched plans for a strategic Bitcoin reserve and allocated 2,000 MW of surplus electricity for bitcoin mining and AI data centers .
