#HumaFinance Huma Finance is a decentralized DeFi lending platform that allows users to obtain loans against future income. It operates on Ethereum and L2 networks, using smart contracts to automate lending transactions. An innovative DeFi lending protocol that could serve as an alternative to traditional loans. The project is evolving, thus the HUMA token will have growth potential.
What are the advantages of Huma Finance
Less collateral Loans are issued against future income, not against crypto collateral.
Accessibility – loans can be obtained without a large deposit. Flexible terms – credit pools are adjusted to needs.
Key Features
1. Future Flow Financing
- Users can take loans against future income (for example, stable income in USDT).
2. Decentralized Credit Pools
- Lenders can create liquidity pools where borrowers receive funding.
- Terms (APY, LTV, terms) are configured via smart contracts.
3. Support for Various Sources of Income**
- Integration with DeFi protocols, DAO treasuries, streaming payments.
- Regular income in crypto can be used as the basis for a loan.
4. HUMA Token
- Governance – voting on changes to the protocol.
- Staking – earning rewards for participating in pools.
- Discounts on fees.
Emission: limited, with burn mechanisms.
DeFi integrations – support for popular protocols. The HUMA token can be purchased on both DEX (Binance, Bybit, OKX) and CEX such as Uniswap, SushiSwap (Ethereum, Arbitrum). @humafinance #HumaFinance