Huma Token is the native utility and governance token of the Huma Finance protocol, a decentralized income-backed DeFi platform. Built on the Ethereum blockchain, it enables a new kind of lending model where users can access credit based on their income streams rather than traditional collateral. The token is used for governance, staking, rewards, and transaction fees within the Huma ecosystem. Huma Finance aims to provide financial access to underserved populations, especially in emerging markets, by unlocking credit for gig workers, freelancers, and small businesses. Through partnerships and smart contracts, Huma empowers individuals with fair, transparent, and inclusive financial solutions.