Huma Finance is redefining the future of decentralized finance by bringing real-world assets (RWAs) on-chain. With the launch of Huma 2.0 on Solana, the project is offering users up to 10.5% APY in USDC, while enabling DeFi participation through its innovative PayFi model. Their unique approach allows users to earn passive income by backing receivables and future income streams — without the need for traditional collateral.
What sets Huma apart is its real impact: enabling small businesses in emerging markets to access capital, and bridging the gap between traditional finance and crypto. Backed by industry leaders like Circle Ventures, Solana Foundation, and Stellar, Huma is building a more inclusive financial ecosystem.