Huma Finance is a DeFi protocol that aims to revolutionize payments by connecting traditional finance with blockchain. It does this through "PayFi" (Payment Finance), enabling instant access to liquidity.

How it Works

* Tokenizes real-world assets (like invoices or future income) onto the blockchain.

* Allows income-based lending, meaning you can get loans based on verified income, not just traditional collateral.

* Provides instant liquidity by letting businesses and individuals borrow stablecoins against their tokenized assets.

* Operates decentrally with smart contracts for efficiency and transparency.

* Facilitates faster, cheaper cross-border payments.

* Offers yields for lenders who provide liquidity.

* Uses its $HUMA token for governance and rewards.

Key Use Cases

* Invoice financing for businesses.

* Faster international payment settlements.

* Salary advances or income-based loans for individuals.

Essentially, Huma Finance uses blockchain to make financial transactions faster, more accessible, and more efficient for both individuals and businesses.

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