Recently, Industrial Bank held its 2025 mid-year work conference to comprehensively summarize the business progress in the first half of the year and make plans for the development direction in the second half of the year and beyond. The conference clearly proposed to actively embrace the wave of technological change and make technological innovation the core engine driving business upgrades.
In the field of cutting-edge financial technology, the conference highlighted the need to conduct in-depth research on technologies and application scenarios related to stablecoins, exploring their compliant application paths in areas such as cross-border payments and asset settlement, laying the foundation for future financial ecological layout. At the same time, it is essential to vigorously carry out the 'Artificial Intelligence +' initiative, deeply integrating AI technology into the entire business chain, including customer service, risk management, and product development. For example, improving response efficiency through intelligent customer service and optimizing credit approval processes with algorithm models to enhance overall operational efficiency through technology.
In addition, the conference emphasized the advancement of the 'Data Element X' project, fully tapping into the value of data as a core production factor. Through data sharing and integrated applications, it aims to break down information barriers between business departments, achieving intelligent decision-making such as precise marketing and risk warning, making data a new driving force for business growth. In this process, the bank will continue to focus on building technological infrastructure and talent training, ensuring the implementation and effectiveness of various technological strategies, striving to make greater strides in the transformation wave of 'intelligent reform and digital transformation' in the banking industry, accelerating the leap from the foundational stage of 'digital industry' to the advanced stage of 'intelligent industry', and creating a more competitive modern financial service system.