@Huma Finance 🟣
Location: A lending protocol that connects real-world assets (RWA) with DeFi.
Function: Small and medium-sized enterprises use accounts receivable (such as unpaid invoices) as collateral to quickly borrow stablecoins.
Problem Solved: Addresses the pain points of difficult, slow, and expensive financing for small and medium-sized enterprises, activating 'dead assets'.
Operation Process: Enterprises submit accounts receivable, cooperative assessment nodes review credit, and loans are immediately disbursed upon approval (completed on-chain).
Core Advantages:
1. Empowering small and medium-sized enterprises: Exchange future income for immediate funding.
2. Professional risk control: Assessment nodes reduce default risk.
3. Real returns: Provides RWA-backed earning opportunities for DeFi funds.
4. Efficient and low threshold: On-chain operations are more convenient than traditional loans.
