Today, let's talk about a topic that everyone in the crypto circle can't avoid—cashing out, especially the step of converting USDT to RMB, which hides many pitfalls; stepping on one is enough to give you a hard time.
Can you imagine someone making millions by trading coins, only to mess up cashing out, getting their money held up by bank cards, accounts frozen, and even facing legal issues? This is not a story; it's the painful lesson of many people.
1. Banks are not as 'quiet' as you imagine.
Once you sell U and receive a large sum, like 5 million into your account, the bank will be alert immediately:
They will call to ask where your money comes from.
With a bit of luck, you might be 'invited' to invest and become a VIP.
With bad luck, risk control may even involve a home visit.
If you can't explain the source of the money, the lightest consequence is account freezing, the heaviest is a thorough investigation.
2. Selling U ≠ safety; legal risks are the biggest minefield!
Do you think just exchanging some U is no problem? The key is, you have no idea whether the person buying your U is clean.
If the other party uses 'dirty money', then you become the 'channel' to help them launder money:
Low probability of getting caught → Card frozen for a few days, scaring you half to death.
Medium risk → Accounts frozen for at least six months.
Step on a mine → may involve criminal offense, starting with three years in prison!
3. How to cash out safely? Remember the following points:
Don't be tempted by high prices.
Market price is 7 yuan, and someone is offering 7.5 yuan for U? It's either a scam or a mine! Don't be envious; such 'good deals' usually have pitfalls.
Don't look for unfamiliar U traders or unknown platforms.
Don't engage if you're not familiar; avoid offline transactions, as personal safety may be at risk.
Withdraw in batches, small amounts, slowly.
For example, if you want to withdraw 10 million, split it into tens of thousands every day, using Alipay, bank cards, and wallets alternately.
Carefully check the other party's payment records; has the money been sitting for a few days? Is this card frequently receiving transfers? If you can't see clearly, don't accept!
Using Hong Kong dollars or offshore accounts is safer, but the threshold is high, requiring compliant and reliable channels; don't mess around if you don't understand.
4. Do you understand the underlying logic of bank risk control?
Small amounts out slowly, generally safe. Frequent large amounts will definitely attract attention.
The cleaner your account, the safer it is; once there is a record of risk control, subsequent transactions will be closely monitored.
Final advice:
The crypto world can't rely solely on buying and trading coins for the long term. If you want to truly make and keep money, 'cashing out' is the real skill.
Summary in one sentence: Making money relies on technology, cashing out relies on awareness, don't trip at the last step.#ETH重返3800
