In a major push for real-world crypto adoption, PayPal has officially launched its “Pay With Crypto” feature, enabling U.S. merchants to accept payments in over 100 cryptocurrencies, including $BTC, $ETH, $BNB, $USDT, and $XRP. This rollout is part of PayPal’s broader strategy to integrate crypto with global commerce.
What makes this feature unique is that when a customer pays with crypto, PayPal instantly converts the funds into PYUSD (PayPal's stablecoin) or USD. This protects merchants from market volatility while making the transaction seamless and fast.
The service supports popular wallets like Binance, Coinbase, MetaMask, Kraken, OKX, and many more. To encourage adoption, PayPal is offering a promotional transaction fee of just 0.99% for the first year—significantly lower than traditional payment processors.
Additionally, merchants holding PYUSD in their PayPal account can earn up to 4% yield, creating new passive income opportunities for businesses.
🧠 Personal note: This move by PayPal feels like a strong bridge between crypto and traditional e-commerce. It lowers entry barriers for small businesses and accelerates global digital payment integration.
