Binance lists 'RWUSD', can the crypto world also earn 'Treasury bond-level' returns?
Capital-protected financial management × Treasury bond returns × Daily interest payments, up to 4.2% annualized, suitable for conservative earners!
✅ What is RWUSD?
RWUSD is a non-tradable/non-transferable capital-protected financial product, with returns anchored to real-world asset yields (such as U.S. Treasury bonds). Upon subscription, you directly receive 1:1 RWUSD, with daily interest payments, and redemption is also 1:1 to USDC.
✅ How to subscribe to RWUSD?
Web version
Step 1: Go to [Financial Management], select [Capital-Protected Earnings], and click [RWUSD]
Step 2: Click [Subscribe]
Step 3: Enter the subscription amount, read and agree to the terms, and click [Confirm]
App version
Step 1: Search for [RWUSD] in the homepage search bar, or click [More] on the homepage and find [RWUSD] in the financial section
Step 2: Click [Subscribe]
Step 3: Enter the subscription amount, read and agree to the terms, and click [Confirm]
✅ Key Highlights of RWUSD:
Stable returns: Marked as Treasury bond-level returns, with a maximum annualized rate of 4.2%;
High limits: Individual maximum subscription of 5 million USD;
Collateralizable: RWUSD can be used as collateral for Binance VIP borrowing, allowing you to manage funds while leveraging;
Daily interest calculation, compounding kicks in;
Full yield enjoyment, with no tiered interest rate design, heavy investors do not lose out.
❗️ Important notes for subscribing to RWUSD:
RWUSD is not a stablecoin, nor is it an on-chain asset, and it is definitely not a circulating RWA token.
It cannot be traded, transferred, or withdrawn to an on-chain wallet, and only exists in your Binance spot account;
Essentially, it is a type of “platform voucher.” What you see is RWUSD, but in essence, it is a proof of your rights to the subscribed asset;
All earnings and rules are subject to the platform's final interpretation, including future annualized yield rates, redemption mechanisms, etc.;
RWUSD is a clever design, essentially wrapping the yield logic of RWA into a centralized, compliance-friendly, and low-threshold financial product, capturing users targeting “on-chain Treasury bonds” and “low-risk DeFi.”