@Huma Finance 🟣 #humafinanance
As an innovative representative of the PayFi (Payment Finance) track, Huma Finance (HUMA) has redefined the efficiency standards of global payment and credit services by combining real assets with decentralized finance (DeFi). According to the latest market news, the HUMA token will be listed on the Gate platform at 21:00 on May 26, 2025. This article will analyze the core mechanism of Huma Finance and predict its future based on market data and industry trends. Price trend.
What is Huma Finance?
Huma Finance is the first PayFi protocol collateralized by real assets, focusing on solving the efficiency pain points of corporate payment financing. Its core mechanism is to put accounts receivable (such as invoices) on the blockchain through blockchain technology, allowing companies to instantly access USDT or USDC liquidity, while providing stable returns and governance rights to investors. As of the first quarter of 2025, the protocol has processed over $4 billion in on-chain transaction volume, addressing early demands in the global trade finance market.
Core functionality and technological innovation
Real asset collateral: Companies upload invoices or accounts payable to the chain, deducting fees to obtain stablecoin loans, shortening settlement time from 2-5 days in traditional finance to seconds.
Dual revenue model: Liquidity providers (LPs) can deposit stablecoins to earn base revenue, or sacrifice some stablecoin revenue in exchange for more HUMA token rewards.
Deflationary token economy: 50% of the fees paid by borrowers are used to repurchase and burn UMA, supporting the token value by reducing the supply. According to the official whitepaper, the total supply cap of UMA is 10 billion, with an initial circulating supply of approximately 1.73 billion.
