@Huma Finance 🟣 #humafinance

Here’s a simple description

*Huma* is a decentralized finance (DeFi) protocol focused on *real-world income-backed lending*. It enables individuals and businesses to access credit based on their actual income rather than just on-chain activity or crypto holdings.

Key Features:

- *Income-based lending*: Loans are offered based on a user’s salary, freelance earnings, or invoice payments.

- *Real-world asset integration*: Off-chain income is tokenized or verified and used in smart contracts.

- *Multi-chain support*: Operates across blockchains like Ethereum and Polygon.

Use Cases:

- Freelancers and gig workers can borrow based on income.

- Small businesses can use unpaid invoices as collateral.

- People in emerging markets can access credit without needing traditional banking.

The *HUMA token* is used for governance, staking, and utility functions within the ecosystem.

*In summary:* Huma brings real-world income into the DeFi world, aiming to create a fairer and more accessible credit system.