Huma Finance is a pioneering decentralized finance (DeFi) protocol that introduces the "PayFi" (Payment Finance) network. Its core mission is to revolutionize global payments by enabling instant, 24/7 settlement using stablecoins and on-chain liquidity.
Unlike traditional financial systems that face delays and high costs, Huma leverages blockchain technology, particularly Solana, to provide immediate liquidity and uncollateralized loans against future income streams like invoices or salaries This bridges traditional finance with DeFi, offering transparent, efficient, and accessible financial solutions. Huma has processed billions in transaction volume, providing real-world yields to liquidity providers and aiming to unlock a multi-trillion-dollar credit market.
