Binance Earn: What is APR ?
APR (Annual Percentage Rate) is the annualized return on an investment or loan, expressed as a percentage, without compounding.
For 1000 XRP at 0.44% APR:
1. Formula: Earnings = Principal × APR × Time (in years)
2. Calculation: 1000 XRP × 0.0044 (0.44%) × 1 year = 4.4 XRP
This assumes simple interest, daily adjustments, and no compounding. Actual crypto earnings may vary due to market volatility or platform changes.