$XRP just hit a new all-time high of $3.50, but something surprising is happening beneath the surface…
👥 Daily active accounts have dropped nearly 50% since January — falling from 39.5K to just 19.5K
But don’t get it twisted — this isn’t a bearish signal.
🔍 Despite fewer retail users, XRPL’s transaction volume, fees, and liquidity are booming, suggesting institutional players are taking the reins$XRP
📊 A staggering 99.7% of XRPL activity is now payments — not swaps, not DEX activity. That’s a huge shift in network behavior.
💰 Open interest crossed $10.5B before XRP pulled back slightly to $3.11.
🛑 Ripple CEO has also sounded the alarm on a spike in scams as XRP surged into the #3 spot by market cap.
The message is clear:
👉 The XRP Ledger is no longer a playground for retail traders — it’s evolving into a high-grade, institutional payment network.
