Huma Finance's innovation lies in the deep integration of the traditional financial credit system with blockchain technology. Its launched "income-based lending" model breaks the excessive reliance on collateral in the DeFi space. Users only need to prove their income stability through on-chain data to obtain reasonable lending limits, which is particularly friendly to freelancers, creators, and other groups.

This model not only lowers the threshold for ordinary users to participate in DeFi but also injects more flexibility into blockchain finance. Currently, its ecosystem covers multiple public chains, and the risk control model is continuously iterated and improved in practice. We are optimistic about Huma Finance's important role in connecting traditional finance with the decentralized world in the future! @humafinance #HumaFinance