💻👀👉 Hong Kong launches stablecoin licensing from August 1!
The Stablecoins Ordinance law comes into effect – one of the strictest and most clearly defined in the world.
It establishes strict requirements for anyone issuing or promoting fiat stablecoins (pegged to HKD, USD, etc.).
Main points:
▪️No license – you cannot issue, sell, or promote such tokens to the general public without a license.
▪️1:1 reserves – each token must be fully backed by real assets.
▪️Minimum capital – from 25,000,000 HKD (~$3.2m).
▪️Only approved assets – reserves may only include what is permitted by the Hong Kong Monetary Authority (HKMA).
▪️AML/KYC like banks – strict customer and source of funds checks.
▪️Only major players – licenses will likely be granted to giants like Ant Group and JD.com.
▪️6 months to adapt – existing projects need to apply by the end of January 2026.