#CryptoClarityAct

Objective

Seeks to establish a clear regulatory framework for cryptocurrencies in the U.S., defining whether they should be classified as securities (regulated by the SEC) or commodities (regulated by the CFTC).

Regulatory Oversight

SEC: Regulates cryptocurrencies considered securities.

CFTC: Oversees those classified as digital commodities.

Key Definitions

Digital Commodity: Digital asset not considered a security, transferable without intermediaries.

Mature Blockchain System: Decentralized and stable network that allows its tokens to be treated as commodities.

*Permitted Payment Stablecoin: Stablecoin backed by fiduciary assets, used as a means of payment or store of value.

Expected Impact

The law would provide legal clarity, drive the adoption of cryptocurrencies, and foster technological innovation in the U.S.

Current Status

Approved by the House of Representatives in 2025. Currently under review by the Senate. Not yet law.