Ethereum gets all the attention.
$XRP moves all the money.
Most people don’t realize this, but while $ETH has built a powerful DeFi ecosystem, the majority of its volume is still speculative : swapping tokens, chasing yield, trading narratives.
Meanwhile, $XRP has been quietly scaling real-world payment rails across the globe.
Let’s look at the numbers:
2018–2024
Ethereum DeFi TVL: $0 → $42B
XRP ODL Volume: $0.1B → $25B
One is driven by liquidity mining, leverage, and risk.
The other is driven by remittances, FX, and cross-border settlement.
This is the fundamental difference:
Ethereum is programmable speculation.
$XRPis financial infrastructure.
As the tokenization era begins with stablecoins, CBDCs, and real-world assets, the world won’t need another DEX.
It’ll need rails that can move trillions in value efficiently, compliantly, and instantly.
That’s where $XRP wins.
This isn’t about tribalism.
It’s about use case.
I’ll bet on the asset solving trillion-dollar problems.
And I’ll publish the full breakdown soon.