🏦 Industry & Regulation

The GENIUS Act, the first U.S. federal stablecoin regulation, was signed into law on July 18, 2025—establishing reserve backing and consumer protections. It may lead to wider adoption over the next 12–18 months .

Post-GENIUS, major players like Walmart, Amazon, Mastercard, and Western Union are exploring stablecoin use cases .

PNC Bank has launched crypto services via Coinbase's platform, enabling direct buy/sell within banking infrastructure .

JPMorgan Chase is considering offering loans collateralized by clients' crypto holdings—an indicator of evolving mainstream integration .