#softstalking Binance's "Holding Coins for Interest" lets you earn passive income from crypto. Here's the gist: Stake spot assets (like BTC/USDT) without locking them up—you can still trade or withdraw. Interest accrues daily and hits your account automatically.

To start: Open the app, go to "More" → "Finance" → enable "Holding Coins for Interest". Eligible tokens start earning interest at 8:00 AM the next day, with a low threshold of 10 USDT.

Key perks: Flexibility (withdraw anytime for活期), convenience (auto-accrual, compound interest), and accessibility (200+ coins, 3%-10%+ APY for stablecoins like USDT).

Risks: Non-stablecoins (e.g., BTC) earn interest in the same coin—price drops may erase gains. Early redemption of 定期 loses earnings, so plan ahead.

Crypto markets are risky; this isn't investment advice.适合 long-term holders using spare funds.