🚀 XRP TO $45? XRPL ACTIVITY SKYROCKETS AS SWIFT DECLINES


A bold new prediction puts $XRP on a potential 1,300% rally path — targeting $45 — as the XRP Ledger (XRPL) hits all-time high activity while legacy systems like SWIFT show signs of losing relevance.


🔁 XRPL Rises, SWIFT Slides


As the SWIFT network — the global standard for cross-border payments — experiences a 15% decline in volume, the XRPL is making headlines for its speed (3–5 sec settlements), low transaction costs, and elimination of intermediaries.


According to Ripple CEO Brad Garlinghouse, XRPL could soon process up to 14% of global SWIFT volume — a staggering $21 trillion annually, compared to SWIFT’s $150T dominance today.


Already, RippleNet, built on XRPL, is handling billions in cross-border transfers — helping financial institutions improve liquidity, efficiency, and transparency.



🧠 Tech Upgrades Fuel XRP Momentum


Investor interest is booming thanks to:



  • ✅ Launch of XRPL’s EVM-compatible sidechain (June 30)

    → Over 1,400 smart contracts deployed in Week 1


  • ✅ Introduction of RLUSD, Ripple’s new stablecoin

    → Targeting the $685B remittance market

    → Used in payments, DeFi, and cross-border settlements


As these innovations expand real-world use cases, XRPL transaction volume is rising, driving organic demand for $XRP.



📈 Technicals: History May Be Repeating


Top crypto analyst The Great Mattsby has flagged a Bollinger Band expansion on XRP’s monthly chart — a pattern last seen before XRP’s 1,300% surge in 2017.


Using Gann-based technical models, he projects a price target of $45, aligning with a wave of bullish sentiment across the XRP ecosystem.



📊 Key XRPL Activity Metrics (Source: X)



  • 🔹 29,000+ active addresses


  • 🔹 10,000+ unique daily traders


  • 🔹 830,000+ daily transactions


  • 🔹 $12M+ in daily DEX volume


  • 🔹 $6.25M in meme coin activity


  • 🔹 $5.6M in stablecoin transfers


At the time of writing, $XRP is trading at $3.50, with a market cap above $207B, up 63% this month as investor excitement builds.



⚡ Is XRP Entering a New Era?


As XRPL evolves from a payments ledger to a full modular ecosystem with smart contracts, stablecoins, DeFi, and DEX capabilities, it's no longer just about sending value — it's about building infrastructure for the future of finance.


With declining trust in traditional systems like SWIFT and rising on-chain utility, XRP could be heading for its most significant breakout yet.


🟢 Stay ready. The next XRP era might already be here.


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$XRP



⚠️ Disclaimer: This article is for educational purposes only and does not constitute financial or investment advice. Crypto markets are volatile — always do your own research before investing.