๐Ÿš€ XRP TO $45? XRPL ACTIVITY SKYROCKETS AS SWIFT DECLINES


A bold new prediction puts $XRP on a potential 1,300% rally path โ€” targeting $45 โ€” as the XRP Ledger (XRPL) hits all-time high activity while legacy systems like SWIFT show signs of losing relevance.


๐Ÿ” XRPL Rises, SWIFT Slides


As the SWIFT network โ€” the global standard for cross-border payments โ€” experiences a 15% decline in volume, the XRPL is making headlines for its speed (3โ€“5 sec settlements), low transaction costs, and elimination of intermediaries.


According to Ripple CEO Brad Garlinghouse, XRPL could soon process up to 14% of global SWIFT volume โ€” a staggering $21 trillion annually, compared to SWIFTโ€™s $150T dominance today.


Already, RippleNet, built on XRPL, is handling billions in cross-border transfers โ€” helping financial institutions improve liquidity, efficiency, and transparency.




๐Ÿง  Tech Upgrades Fuel XRP Momentum


Investor interest is booming thanks to:



  • โœ… Launch of XRPLโ€™s EVM-compatible sidechain (June 30)

    โ†’ Over 1,400 smart contracts deployed in Week 1


  • โœ… Introduction of RLUSD, Rippleโ€™s new stablecoin

    โ†’ Targeting the $685B remittance market

    โ†’ Used in payments, DeFi, and cross-border settlements


As these innovations expand real-world use cases, XRPL transaction volume is rising, driving organic demand for $XRP.




๐Ÿ“ˆ Technicals: History May Be Repeating


Top crypto analyst The Great Mattsby has flagged a Bollinger Band expansion on XRPโ€™s monthly chart โ€” a pattern last seen before XRPโ€™s 1,300% surge in 2017.


Using Gann-based technical models, he projects a price target of $45, aligning with a wave of bullish sentiment across the XRP ecosystem.




๐Ÿ“Š Key XRPL Activity Metrics (Source: X)



  • ๐Ÿ”น 29,000+ active addresses


  • ๐Ÿ”น 10,000+ unique daily traders


  • ๐Ÿ”น 830,000+ daily transactions


  • ๐Ÿ”น $12M+ in daily DEX volume


  • ๐Ÿ”น $6.25M in meme coin activity


  • ๐Ÿ”น $5.6M in stablecoin transfers


At the time of writing, $XRP is trading at $3.50, with a market cap above $207B, up 63% this month as investor excitement builds.




โšก Is XRP Entering a New Era?


As XRPL evolves from a payments ledger to a full modular ecosystem with smart contracts, stablecoins, DeFi, and DEX capabilities, it's no longer just about sending value โ€” it's about building infrastructure for the future of finance.


With declining trust in traditional systems like SWIFT and rising on-chain utility, XRP could be heading for its most significant breakout yet.


๐ŸŸข Stay ready. The next XRP era might already be here.


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$XRP



โš ๏ธ Disclaimer: This article is for educational purposes only and does not constitute financial or investment advice. Crypto markets are volatile โ€” always do your own research before investing.