HUMA Finance ($HUMA ) – Real-World Lending for Web3
Huma Finance is reshaping decentralized lending by connecting real-world income streams with Web3 infrastructure. Unlike traditional overcollateralized DeFi, Huma supports income-backed lending – ideal for freelancers, small businesses, and payroll-based microcredit.
Recent upgrades include integration with Chainlink Functions, allowing secure off-chain data calls (e.g. verifying payroll or invoices) in real-time. This makes lending far more scalable and compliant.
Key use cases are already live: Circle and Request Finance use Huma to enable USDC-based B2B financing. The protocol's modular architecture allows easy onboarding of new lending partners and underwriters.
Huma is building a real-world DeFi credit layer, where income replaces collateral. With RWA interest rising, $HUMA could be a key piece in making DeFi truly mainstream.