🧱 Inside the PayFi Stack: Huma’s Modular Architecture

Huma’s infrastructure is modeled after the OSI network stack — but for finance.

Its six-layer PayFi Stack creates a modular pipeline that turns real-world receivables into on-chain, yield-bearing assets:

1️⃣ Transaction Layer – Fast settlement via Solana & Stellar
2️⃣ Currency Layer – USDC, PYUSD, and Huma’s own USDM
3️⃣ Custody Layer – MPC security with Fireblocks & Cobo
4️⃣ Compliance Layer – KYC/AML rails for MiCA & global coverage
5️⃣ Financing Layer – Tranching, risk-scoring, and RWA dashboards
6️⃣ Application Layer – Gateways for payments, lending, and BNPL

This design lets Huma plug directly into partners like Visa, Jupiter, Kamino, and Circle — combining speed, security, and composability in one unified PayFi framework.

DYOR – NFA
@Huma Finance 🟣 #HumaFinance $HUMA