#HumaFinance is pioneering income-backed DeFi protocols by
integrating real-world income streams directly into smart contracts. Rather than relying solely on over collateralized crypto assets, Huma leverages off-chain cash flows — like salaries, invoices, and recurring revenue — as collateral for on-chain lending. This hybrid model enhances capital efficiency,
reduces barriers to credit access, and expands the design space for decentralized lending markets. With privacy-preserving verifiable credentials and oracle integrations, Huma ensures secure and compliant income verification on-chain. As DeFi evolves beyond speculation, Huma’s protocol demonstrates how
real-world assets and blockchain can synergize to deliver scalable, inclusive financial solutions. 🧩
The first PayFi Network. Huma accelerates global payments
with instant access to liquidity anywhere, anytime.
