🔍 Project Overview
Huma Finance is the world's first 'PayFi' (Payment Finance) network, dedicated to providing real-time settlement liquidity for payment institutions, breaking through the efficiency bottlenecks of traditional banks :
• Utilizing stablecoins and on-chain liquidity to achieve 24/7 cross-border payments and instant settlements 
• Supporting various payment finance scenarios from trade finance, DePIN (Decentralized IoT Financing) to lending 
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🧩 Core Products and Ecosystem
1. Huma Institutional: A licensed financing pool for financial institutions, supporting KYC/KYB; has deployed multiple pools on chains such as Solana, Polygon, and Stellar, with a total of over $2.3 billion in credit issued and a transaction volume of $4.5 billion 
2. Huma 2.0 (Permissionless): Launching in April 2025, open to retail users to enhance liquidity participation