#HumaFinance Reshaping Human-Centric Finance's New Paradigm in DeFi

In the cold, algorithm-dominated world of DeFi, Human Finance ($HMT) proposes the concept of 'Human-Driven Finance':

Human Negotiation: Borrowers and lenders directly negotiate personalized interest rates, breaking the fixed APY limitations;

On-Chain Execution: Ensuring the results of negotiations through smart contracts, combining flexibility and security;

Win-Win Ecosystem: Borrowers reduce collateral rates, investors achieve excess returns, addressing the pain point of over-collateralization.

This project introduces human decision-making into on-chain interactions, injecting humanized variables into scenarios like lending and insurance. Its core value lies in empowering 'financial negotiation' through technology, finding a balance between automation and personalization, and is expected to become a key experiment in the DeFi 2.0 era. @Huma Finance 🟣