CoinWorld News reports that on July 22 (UTC+8), the latest credit data released by the New York Federal Reserve shows that in June, American households found it somewhat easier to apply for mortgage refinancing or auto loans. The bank stated on Monday that the rejection rate for mortgage refinancing applications in June dropped to 15%, down from 42% in February, the highest since the fall of 2013. The rejection rate for auto loans also decreased from 14% in February to 7% in June, although the change was smaller. The New York Fed noted that the overall credit application and rejection rates have remained relatively stable over the past year. The results above are from the New York Fed's Consumer Expectations Survey, which closely monitors inflation expectations and consumer sentiment readings.