HUMA is the native token of the Huma Finance ecosystem, with a total supply of 10 billion. As the core asset of the world's first PayFi network, HUMA enables real-time cross-border payments and trade financing through stablecoins, having processed over $4.5 billion in transaction volume. Its core functions include: supporting permissionless retail participation and institutional-level credit services, providing double-digit annual yields through on-chain liquidity pools; employing a dual-mode system (classic mode and extreme mode) to meet different risk preferences; tokens are used for governance voting, fee sharing, and liquidity incentives. HUMA has been listed on over 20 exchanges including Binance, with a circulating market value of approximately 432 million RMB and a 24-hour trading volume of 193 million RMB.