They are not just part of it.
They might be developing it.
In 2022, Ripple discreetly joined the BIS Innovation Center's CBDC project.
Officially? "Cross-border interoperability." Unofficially? It was linked to the Polaris Project and Agora Project initiatives, which explore quantum-resistant settlement systems.
Guess who else was there?
The IMF, the World Bank, the Swiss National Bank... and Ripple Labs.
+The quantum threat.
The NSA declared in 2016:
"Quantum computers will someday break traditional encryption."
Ripple's CTO, David Schwartz, spoke that same year about post-quantum cryptography.
Before Ethereum. Before Bitcoin Core developers.
He knew.
+Ripple patent from 2018: "Distributed system with multi-level cryptographic protection." Sounds common?
Until you read the footnotes:
• Mentions quantum key exchange.
• Describes physical wallets using entangled identification systems.
• Presented two months after a classified leak of quantum research from the NSA.
Why would a payments company patent post-quantum systems?
Unless he knew what was coming.
+The Rothschild link.
In 2023, Rothschild Investment Trust allocated funds to post-quantum infrastructure and fintech.
In the same quarter, Ripple partnered with Modulr, a British company working on "Secure Quantum Payments" via APIs.
Now, expand:
Laboratories backed by Rothschild → Ripple brokers → BPI CBDC pilots.
It's not just about investment.
It's about design.
+XRP + RLUSD = Quantum double stack?
Ripple's new stablecoin, RLUSD, rigorously meets the requirements of national railways.
XRP remains the neutral and borderless key.
But together?
They form a dual protocol system:
•$RLUSD = fiat over quantum
•$XRP = bridge over quantum.
Private. Programmable. Encrypted to a level we cannot audit.
Still.
+Ripple laboratory in Geneva and Quantum Simulation.
In 2024, a job offer appeared:
"Wanted: Quantum Cryptography Engineer - Ripple Office in Geneva."
Why would a fintech company need that?
Unless they are simulating post-quantum CBDC brokers.
The same lab housed Ripple's XRPL sidechain experiments with "multisignature protocols."
Quantum buzzwords?
Or a real improvement... hidden in plain sight?
+Joel Katz's tweet about "Quantum Entanglement."
At the end of 2023, David Schwartz published a cryptic phrase:
"Money is already entangled. The quantum part is what people still can't see."
Most laughed.
But the experts knew.
It wasn't sarcasm. It was a leak.
The XRP Quantum Protocol is not yet public.
But it's already up and running.
Ripple is positioning $XRP not only for finance but also for post-quantum control of money flows, identity, and regulatory compliance in a trustless world.
The old keys are dead.
XRP is the silent upgrade.