$XRP XRP is the native token of the Ripple network, designed for fast and low-cost international transactions. Unlike Bitcoin or Ethereum, XRP offers lightning-fast processing speeds and minimal transaction fees, making it ideal for cross-border payments. Many financial institutions are exploring Ripple’s technology for seamless fund transfers. Despite market volatility, XRP’s core vision of revolutionizing global remittance systems remains strong. I believe XRP has significant potential for both short-term trading and long-term holding. Its real-world utility in banking and finance gives it an edge among other cryptocurrencies, especially for those seeking practical use cases beyond speculation.