#humafinaice

Huma Finance is a decentralized protocol built on Solana and BNB Chain, designed to bridge traditional finance and blockchain by enabling income-backed lending and payment financing. Unlike traditional DeFi, which often relies on crypto collateral, Huma’s Pay Fi model allows users to leverage real-world assets like payroll, invoices, or receivables as collateral. This opens financial doors for individuals and businesses who lack crypto holdings but have steady income streams. From small businesses managing cash flow to employees accessing wage advances, Huma’s ecosystem supports a wide range of use cases, including cross-border payments, trade finance, and even decentralized physical infrastructure (DePIN) financing.

With a total supply of 10 billion $HUMA tokens and a circulating supply of 1.73 billion as of May 2025, Huma’s tokenomics are structured for sustainability. Allocations include 31% for liquidity providers and ecosystem incentives, 20.6% for investors with long-term vesting, 19.3% for the team, and 11.1% for the protocol treasury to fuel future growth. The recent Season 1 airdrop, distributing 5% of the total supply (65% to liquidity providers), has already sparked community engagement and liquidity.