$XRP BlackRock and Ripple are collaborating to build a new financial system based on asset tokenization (such as real estate and treasuries), digital identity via $XDNA on the XRP Ledger, and integrating traditional financial architecture with blockchain. They are affiliated with Goldman Sachs and Ondo Finance, with implicit support from the SEC. By 2025-2030, the XRP Ledger could become the foundation for global payments, digital identity, and asset tokenization, forming a unified digital economy.